Money
Super & retirement
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Superannuation
Workers with large super balances warned to check for uncapped fees
About one-third of superannuation funds have no cap on their fees, which means members with higher balances are paying more than if they were with another fund with a capped fee.
- by John Collett
Latest
Opinion
Ask an expert
I’m a self-funded retiree, can I avoid paying tax on my shares?
When selling shares, the capital gains will be added to your taxable income, but there are some ways to reduce the strain.
- by Noel Whittaker
Opinion
Ask an expert
I’m in my 20s, should I add to my super or save for a home?
Deciding where to put your hard-earned savings when you’re young can be a tricky decision.
- by Paul Benson
Opinion
Retirement living
Forget FOMO: How to grapple with the ‘fear of running out’ in retirement
A poll I conducted this week showed more than 60 per cent of people approaching or at retirement age fear running out of money.
- by Bec Wilson
Analysis
Superannuation
More than half of retirees and older workers have mortgage debt
More Australians are leaving work with mortgage debt. Should you raid your super to pay it down?
- by John Collett
Opinion
Ask an expert
Will I lose my age pension if I get married?
When it comes to assessing your income for pension purposes, marriage may not matter as much as you think.
- by Noel Whittaker
Analysis
SMSFs
Caution urged after rise in young workers managing their own super
Self-managed super funds have their place, but those contemplating running their own super fund need to have their eyes wide open, experts warn.
- by John Collett
Opinion
Ask an expert
Is setting up a self-managed super fund easy?
With an SMSF you make the investment decisions, and you are responsible for ensuring your fund is in compliance with the legislation.
- by Paul Benson
Opinion
Superannuation
How to improve your financial confidence before you retire
You don’t need to be wealthy to have a great retirement, but you do need to be financially confident.
- by Bec Wilson
Can I receive the age pension as well as the carer’s pension?
You can’t have both, so you will need to decide which one is the most appropriate under your circumstances.
- by Noel Whittaker
Not retirement-ready yet? Catch-up strategies for late-starters
A great retirement savings plan doesn’t have to be complicated, and for most people, it’s never too late to get started.
- by Bec Wilson